ABOUT USNice Pool

Home Improvement Money.com is an internet company Austin, Texas and providing home improvement financing for both homeowners and builders across Texas and specializing in "No Equity" Home Improvement Loans.  Swimming Pool builders, remodeling contractors and other home improvement builders use our services. Our high regard for GREAT customer service and LOW closing cost is why we are the only choice when seeking a home improvement loan.  Licensed to originate all types of loans in Texas allows us to provide other loan products if needed.  We are committed to fast and friendly service and we understand the the construction process and we help our homeowners have piece of mind when embarking upon a major construction project.  We work with only reputable and quality builders that have been screened with documentation of required insurance, BBB ratings and known work history.  We want every homeowner to have a great experience in there dream project.


Contact Us Today - How Can We Help You?

 

Get Your Dream Pool, Today!

Finance your dream pool

  • Fast Loan Decisions
  • Lowest Fixed Rates
  • 20 Year Term
  • 100% Financing
  • No Money Required

Texas Home Improvement

Texas style home

The majority of lenders who underwrite “Home Improvement” loans require equity. Customers, many times, are calling us asking us if we do “Home Equity” loans. Although we can originate a “Home Equity” loan, we discourage our customers from this loan type and to explore a “Home Improvement” loan instead. The interest rates and terms are better. In Texas, the overall loan underwriting requirements are much easier. In “Texas” a “Home Equity” loan, the borrower can only borrower, “80%” of the documented value of the property they want to improve.
Read More...

Closing Information

Prior to scheduling a closing you will be required to produce this documentation:
  • Signed contract between you and your builder
  • Copy of your home mortgage "NOTE". The lender wants to read the language if your current mortgage is a "Interest Only" loan. They will NOT subordinate behind a "INTEREST ONLY" 1st mortgage
  • Copy of your monthly mortgage statement
  • Name, phone number and policy number of HOMEOWNER INSURANCE AGENT.
  • Verify borrower and co-borrower income. Employeed only needs 2 recent paystubs showing year to date. Commissioned needs to have 2 recent paystubs with 2 yrs w-2's. Self Employed will need 2 years TAX RETURNS with ALL the schedules.