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We encourage our builders to offer "IN HOUSE" financing and advertise it on their website. This gives companies more credibility and allows customers the convenience of applying for credit when visiting your website. Our online application was designed to be generic allowing you to have a finance page inside your website. Add a button or tab to link our credit application for fast approvals. Your customer will never feel as though they had ever left your site. We provide your company with brochures and applications with your company logo, pictures and specific copy that explains everything anyone could ask about financing there project, AT NO COST TO YOU.
MARKETING SUPPORT TO YOU:
Home Improvement Money.com currently advertises directly to homeowners and to our past homeowners who have used our financing and we are constantly working to bring you more customers who come to us first to get qualified through our internet advertising, referral websites that are owned by Home Improvement Money.com, home & garden presence and media advertising in all the major markets. We will be recommending your company as an approved builder to our approved borrowers.
“WHY USING OUR SERVICES IS BETTER THAN BEING DIRECT WITH THE LENDER”
HASSLE-FREE FINANCING
You can have the ability to offer your swimming pool customers low monthly payments at no cost or hassle to you.
Home Improvement Money handles all aspects of the funding process for you, while keeping you updated along the way.
We are a single source vendor for the best availalbe swimming pool loans in America.
We offer great service to both our Contractors and the borrowers they send to us.
It wont take you long to learn why we've earned the reputation for "Swimming Pool Loan Experts in Texas."
GUARANTEED FASTER APPROVAL TURN AROUNDS
The approval turn around time is VERY important in maintaining the customers excitement in there home improvement purchase. We understand that customers want to start as quick as they can to get the project finished. If your customer sends us his application before 2pm that day, Home Improvement Money will have the approval back to him by the end of the day and if after 2 pm the approval will be sent the next morning. Both you and your customer will be sent the approval letter showing the terms, conditions, and closing cost. Being a Lender direct builder gives your company 48 hour approval turnaround times and sometimes longer.
BETTER PERSONAL SERVICE
Our dedication to personal service is what we feel makes us the BEST option for your customers financing needs. We know how important it is that your customer is contacted as soon as they submit there personal credit information. Our loan consultants call your customer the same day the application has been received. Our loan consultants are trained to represent your company and thank your customer for doing business with your company. Our loan consultants go over all there questions about the loan process and answers any questions about how everything works before and after the loan funds. Our loan consultants are paid through the closing of your customer loans and they are working to close the loan as QUICK as they can and will update you weekly or anytime you need to call them to explain anything about what is going on with the loan.
MORE OPTIONS FOR CUSTOMERS TO GET APPROVED
Home Improvement Money has more than just ONE lender. Home Improvement Money is a licensed broker with the 2 largest NO EQUITY home improvement lenders in the nation. New lenders seek us out to offer better financing products, so they can be competitive in home improvement industry. Keeping your company in the lending competition arena gives you the edge in offer financing to your customers. When a DECLINE is sent by the lender we call the lender and find out WHY it was declined. Many times the DECLINES can be reversed by sending your declined customers application to other lender without the previous damaging information. Many times DECLINES are from debt to income and our loan consultants 90% of the time can get that DECLINED reversed due to there experience in finding out how they structure the personal income. Our loan consultants take each application as if there is a lender that we have WILL get them approved and funded.
WEEKLY UPDATES TO CUSTOMER AND BUILDER
Home Improvement Money will send you and your entire staff with a weekly update on applications received, approved and declined. We also send your customer with detail emails to the loan stage. The weekly update will give you and your staff the exact loan stage your customer is at. Home Improvement Money will give you detailed information on closing dates, times and when the loan is funding. Home Improvement Money will always have your customer loan process information available to you and your staff. Many times we have found being builder direct and having the lenders web linked the company web site that when pool prospects want to be APPROVED first that the lender never informs the builder as soon as they get there application.
LOCAL SERVICE
Because we are local, we can meet your customers, at your store, there home, or at our office. Our loan consultant can be available at your store location when your company is having in store promotion. Home Improvement Money has many convenient closing locations and since we are local we bring the mechanic’s lien to your office so you don’t have to leave during your busiest time of the season to go and sign a document. Because we are local we are available to your sales staff in providing financing literature and or financing training. We collect ALL the loan conditions and because we are local we can drive to your customers home to gather any documents that may be required before the loan closes. Simply being local gives your companies financing services more credibility.
LOAN OPTIONS
Home Improvement Money provides options to each approved customer. We provide loan options such as 3 or 6 months deferred payments, rate buy downs, options on paying the closing fees outside of the closing. Home Improvement Money looks at each loan approval with the dedication on being the LOWEST rate available so you don’t loose the project commitment to better financing.
FASTEST CLOSING AND FUNDING
Home Improvement Money will close and fund your loan faster. Because of our experience with different lender underwriters we know exactly what is needed from you customer as soon as the project contract has been signed. Home Improvement Money is dedicated to getting your customer to the closing faster than the lender and we understand how important it is that the funds are ready so you can start your project. Our commitment to you and your staff is providing you with a higher level of service and maintaining ALL your companies financing services.
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