BUILDER SERVICES

WE NOW PROVIDE OUR BUILDERS WITH MORE SERVICES SUCH AS;

"IN HOUSE" FINANCING

MERCHANT ACCOUNTS WITH VISA, MASTERCARD, DISCOVER AND AMERICAN EXPRESS

TERMINALS / WIRELESS MERCHANT EQUIPMENT / POS SYSTEMS

COMPLETE PAYROLL SERVICES

CUSTOM WEBSITE DESIGNS, HOSTING, DOMAINS REGISTRATION, E-COMMERCE

BRANDING AND CUSTOM LOGO DESIGNS

PROMOTIONAL PRODUCTS

CUSTOM PRINTING

ADVERTISING VIDEO'S / COMPANY VIDEO'S

 

GO TO OUR BUILDERS PAGE AND APPLY FOR OUR SERVICES

 

 

 

 
 

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Texas Home Improvement

Texas style home

The majority of lenders who underwrite “Home Improvement” loans require equity. Customers, many times, are calling us asking us if we do “Home Equity” loans. Although we can originate a “Home Equity” loan, we discourage our customers from this loan type and to explore a “Home Improvement” loan instead. The interest rates and terms are better. In Texas, the overall loan underwriting requirements are much easier. In “Texas” a “Home Equity” loan, the borrower can only borrower, “80%” of the documented value of the property they want to improve.
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Closing Information

Prior to scheduling a closing you will be required to produce this documentation:
  • Signed contract between you and your builder
  • Copy of your home mortgage "NOTE". The lender wants to read the language if your current mortgage is a "Interest Only" loan. They will NOT subordinate behind a "INTEREST ONLY" 1st mortgage
  • Copy of your monthly mortgage statement
  • Name, phone number and policy number of HOMEOWNER INSURANCE AGENT.
  • Verify borrower and co-borrower income. Employeed only needs 2 recent paystubs showing year to date. Commissioned needs to have 2 recent paystubs with 2 yrs w-2's. Self Employed will need 2 years TAX RETURNS with ALL the schedules.