WHY APPLY FOR A SECURED HOME IMPROVEMENT LOAN WITH US?

We provide top-notch financial services throughout the loan process and our goal is to close the loan quickly and accurately so you can start your project right after you have chosen a builder.

• No Pre-Payment Penalties
• 100% Financing
• Year Terms: 10, 15, 20 or *30/15
• Fast Approvals
• 24 Hour Secured Online Application
• Stage Funding

Conditions Needed Prior To Closing:

  • Copy of Mortgage Statement
  • Copy of Mortgage Deed of Trust and Note
  • Copy of Signed Work Order
  • Copy of 2 Years w-2's
  • Recent Paystub showing year to date
  • Name & phone number of Homeowners Insurance Agent

 

 

  

APPLY NOW!

If you'd prefer to download the loan application, select from the following file types:

LOAN APPLICATION* - Download PDF File

*Requires Adobe PDF Reader - Adobe Acrobat Reader

Fill in the requested information and fax it back to:

1-866-661-0168 (Fax Number)

Apply Now

Apply Online by filling out our encrypted and secure Pre-Qualify Information Sheet

QUESTIONS? Contact Us Today
     
 

Closing Information

Prior to scheduling a closing you will be required to produce this documentation:
  • Signed contract between you and your builder
  • Copy of your home mortgage "NOTE". The lender wants to read the language if your current mortgage is a "Interest Only" loan. They will NOT subordinate behind a "INTEREST ONLY" 1st mortgage
  • Copy of your monthly mortgage statement
  • Name, phone number and policy number of HOMEOWNER INSURANCE AGENT.
  • Verify borrower and co-borrower income. Employeed only needs 2 recent paystubs showing year to date. Commissioned needs to have 2 recent paystubs with 2 yrs w-2's. Self Employed will need 2 years TAX RETURNS with ALL the schedules.