WHY APPLY FOR A SECURED HOME IMPROVEMENT LOAN WITH US?

We provide top-notch financial services throughout the loan process and our goal is to close the loan quickly and accurately so you can start your project right after you have chosen a builder.

No Pre-Payment Penalties
100% Financing
• Year Terms: 10, 15, 20 or *30/15
Fast Approvals
24 Hour Secured Online Application
Stage Funding

* Interest is deferred and added inside the loan amount

The fees are financed in with the price of the project so that you don't have to come out of pocket in order to close the loan.

Through our commitment, experience, and expertise Home Improvement Money has established a business relationship with our customers that will last a lifetime!

 

APPLY NOW!

If you'd prefer to download the loan application, select from the following file types:

LOAN APPLICATION* - Download PDF File

*Requires Adobe PDF Reader - Adobe Acrobat Reader

Fill in the requested information and fax it back to:

1-866-661-0168 (Fax Number)

Apply Now

Apply Online by filling out our encrypted and secure Pre-Qualify Information Sheet

QUESTIONS? Contact Us Today

     
 

Closing Information

Prior to scheduling a closing you will be required to produce this documentation:
  • Signed contract between you and your builder
  • Copy of your home mortgage "NOTE". The lender wants to read the language if your current mortgage is a "Interest Only" loan. They will NOT subordinate behind a "INTEREST ONLY" 1st mortgage
  • Copy of your monthly mortgage statement
  • Name, phone number and policy number of HOMEOWNER INSURANCE AGENT.
  • Verify borrower and co-borrower income. Employeed only needs 2 recent paystubs showing year to date. Commissioned needs to have 2 recent paystubs with 2 yrs w-2's. Self Employed will need 2 years TAX RETURNS with ALL the schedules.