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We're your one stop loan provider... |
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We Offer Competitive Rates - Our lenders offer their rates to Home Improvement Money at wholesale level which is passed directly to our customers. Unlike conventional lenders who claim they have "no closing costs" they will recoup those necessary charges by increasing rates to capture yield spread that is hidden from the borrower to pay those necessary fees.
Expert Loan Originators - Dedicated to the needs of each individual and we will guide you through the entire loan process.
Fast Turnaround Times - Compare to conventional lenders. Usually Same Day!
Innovated Loan Programs - Variety of loans for every budget and individual needs.
WE MAKE IT EASY!
MAKE THE MOST OF YOUR GREATEST ASSET - YOUR HOME.
AVAILABLE LOANS:
- Home Improvement Loan
- Home Equity Line of Credit
- Refinance existing 2nd with the new improvement
- Refinancing existing home loan with new improvement
- Refinancing existing 1st mortgage and existing 2nd into ONE LOW mortgage loan
Home Improvement Loan Terms:
10, 15, 20 and *30 Years
* term has a balloon payment at year 15.
Rates Reduction Plans Available
The type of loan and specific lender you choose may also offer additional benefits like tax deductible. |
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Home Improvement Financing Process |
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Our loan processing is easy and we help you every step of the way.
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Stay or go, learn to love the home you're in |
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Contra Costa Times
At home with Marni Jameson
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| Buried deep within all the grim, boo-hoo statistics about the current housing industry lies a sparkling little diamond of datum no one's noticing. This is probably because, as a society we require a steady diet of concern and prefer the familiar comfort of bad news. Why else would we be so fixated on Britney Spears?
True, in most of the country, home appreciation has slowed, housing starts are down. Foreclosures up. Credit's tighter because too-generous lenders made bad loans, blah, blah, blah. But read 13 lines into the downbeat findings out last June from Harvard University's Joint Center for Housing Studies and you'll cheer up:
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Home Makeover Finance Solutions |
Home improvements can really change the look of a house. Hence, a lot of people choose to go in for home improvements just before a major occasion. It could be a birthday, or festival, or maybe a wedding. In fact, weddings are usually a great excuse to completely remodel a house. While other smaller festivals warrant smaller improvements like maybe changing the curtains or getting new sofas, an occasion as huge as a wedding may be worth much greater improvements. This could range from getting a paint job done to changing the bathroom furnishings to swanking up the kitchen to even breaking up a few walls.
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Home Improvement Tips to Help Sell Your Home |
With the real estate market fluctuating, there comes a period every couple of years where there are more sellers than buyers and hence the people looking for a home can be choosy. They know that sellers desperately want to move on to their next home and will do anything reasonable to close a deal. |
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Popularity of a Swimming Pool |
How relaxing it will feel when soaking in warm water at the end of the day. The warm water of swimming pool is the surest way to bring you back to your life. You can gain your mental peace and actually can shed off your day's anger, worries and tension. Swimming pool is the best exercise to nourish your muscles and massage your body to make you feel wonderful.
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Home Improvement Financing |
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When you are shopping for a home improvement loan, you have to consider everything from what renovations or additions are needed to how much money you need to borrow. There are many questions you will be asked when seeking a loan. By being prepared, you stand a better chance of being approved.
It is often more cost efficient to improve your home to fit your needs rather than sell and buy a new home. With financing and a good contractor you can convert your attic, change your basement into bedrooms or add a new bathroom or build that dream pool and backyard living areas. Home improvement mortgage loans are idea for these improvements. Most contractors involved in home improvements are honest, reliable and skilled, but some are not. A contractor must inform you, before you enter into a home improvement contract, of all required building or construction permits and cost. Home improvement work includes alteration, remodeling, repair or replacement of a building or part of a building used as a residence. Landscape improvements and swimming pools are considered home improvements. Others opt to leave the home improvements up to the professionals, by bringing in contractors to handle bathroom remodeling, kitchen remodeling, building a deck and many more dream home remodeling projects. |
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