Home Improvement Money
Swimming Pool and Home Improvement Financing
"Committed to Service"
  • In ground Swimming Pools
  • Swimming Pool Remodeling
  • Room Additions / Sunrooms
  • Kitchen and Bath Remodeling
  • Outdoor Kitchesn & Firepaces / Patios and Decks

Our Closing Services are provided in Austin, San Antonio, Houston, Dallas and Forth Worth.

Call: 800-517-8613 -or- Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

Equal Housing LenderTexas License # 42752
Advantage One
Mortgage

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Home Improvement Financing Process

We Offer Competitive Rates - Our lenders offer their rates to Home Improvement Money at wholesale level which is pased directly to our customers. Unlike conventional lenders who claim they have "no closing costs" they will recoup those necessary charges by increasing rates to capture yield spread that is hidden from the borrower to pay those necessary fees.

Expert Loan Originators - Dedicated to the needs of each individual and we will guide you through the entire loan process.

Fast Turnaround Times - Compare to conventional lendesr. Uusally Same Day!

Innovated Loan Programs - Variety of loans for every budget and individual needs.

WE MAKE IT EASY!

MAKE THE MOST OF YOUR GREATEST ASSET - YOUR HOME.

 

AVAILABLE LOANS:

  • Home Improvement Loan
  • Home Equity Line of Credit
  • Refinance existing 2nd with the new improvement
  • Refinancing existing home loan with new improvement
  • Refinancing existing 1st mortgage and existing 2nd into ONE LOW mortgage loan
Home Improvement Loan Terms:
10, 15, 20 and *30 Years
* term hs a balloon payment at year 15.

Rates Reduction Plans Available

The type of loan and specfic lender you choose may also offer additional benefits like tax deductibility.
Read more...
 

Builders can offer "IN HOUSE" financing!

 

Home Improvement Financing for Builders and remodelersBuilders are the
backbone of the
Home Improvement
Industry and we
want our builders
to know that we want
them selling and
building while we
handle the financing. 
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Get Your Dream Pool, Today!

Finance your dream pool

  • Fast Loan Decisions
  • Lowest Fixed Rates
  • 20 Year Term
  • 100% Financing
  • No Money Required

Texas Home Improvement

Texas style home

The majority of lenders who underwrite “Home Improvement” loans require equity. Customers, many times, are calling us asking us if we do “Home Equity” loans. Although we can originate a “Home Equity” loan, we discourage our customers from this loan type and to explore a “Home Improvement” loan instead. The interest rates and terms are better. In Texas, the overall loan underwriting requirements are much easier. In “Texas” a “Home Equity” loan, the borrower can only borrower, “80%” of the documented value of the property they want to improve.
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Closing Information

Prior to scheduling a closing you will be required to produce this documentation:
  • Signed contract between you and your builder
  • Copy of your home mortgage "NOTE". The lender wants to read the language if your current mortgage is a "Interest Only" loan. They will NOT subordinate behind a "INTEREST ONLY" 1st mortgage
  • Copy of your monthly mortgage statement
  • Name, phone number and policy number of HOMEOWNER INSURANCE AGENT.
  • Verify borrower and co-borrower income. Employeed only needs 2 recent paystubs showing year to date. Commissioned needs to have 2 recent paystubs with 2 yrs w-2's. Self Employed will need 2 years TAX RETURNS with ALL the schedules.